Buying a home, step by step
Buying a home is one of life's big milestones. Here's what to expect along the way, so you can spend less time worrying and more time enjoying the search.
Do your research
Start by thinking about where you'd like to live, what kind of home suits you (condo, townhome or single-family), and which features matter most. Watching how asking prices move in the areas you like will help when it's time to make an offer.
Set a budget you're comfortable with
Decide on the monthly payment that feels right for your household before you talk to a lender, not simply the largest amount you might be approved for. Remember costs that may be new to you, such as water, trash or HOA fees.
Get prequalified
A conversation with a mortgage professional shows what you can actually qualify for, and many sellers expect buyers to be prequalified before they'll consider an offer.
Choose your agent
Amanda helps identify homes that fit, arranges showings and handles the offer process, bringing market knowledge that takes much of the stress off your shoulders.
Find the right home
Tour homes in your price range and look closely: switches, doors, faucets. Spend time in the neighborhood too, checking traffic, parking and how close you are to everyday needs.
Make an offer
Amanda helps you craft a fair offer based on comparable homes and current market conditions, and negotiates with you if a counteroffer comes back.
Have the home inspected
Most offers are contingent on an inspection. Amanda can help you arrange one; if issues come up you can renegotiate or withdraw.
Select your loan
Return to your lender to choose the mortgage that fits, whether fixed-rate, adjustable, 15-year, 30-year, or a program such as VA or FHA.
Appraisal
Your lender will have the home appraised to confirm everyone is paying a fair price.
Finish the paperwork and move in
Your lender and title company arrange the closing documents. Once everything is signed and funded, the keys are yours.
Ready to start your search?
Amanda's goal is personalized service built around helping you buy the home you want.